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Christian Spending Habits

October 2, 2022 · Matthew 6:19–21 · Pastor Rick Polar · 44 min

Our life is like a vapor that appears for a little time and then vanishes, so we had better be careful how we spend the time, talents, and resources God has entrusted to us. Drawing from James 4, Matthew 6, Luke 12, Matthew 25, and 1 John 2, we see the folly of the rich man who laid up all his treasure on earth and neglected his soul, and the reward of the servants who faithfully invested what their master gave them. We are not merely servants but stewards, and one day we will stand at the judgment seat of Christ to give an account of what we did with our lives. So let us stop ordering our lives around the lust of the flesh, the lust of the eyes, and the pride of life, and instead lay up treasure in heaven that will not pass away. Do the good you would do today, because none of us are promised tomorrow.

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Christian Spending Habits

Sunday Morning · October 2, 2022

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I was going to say children to children's church. I don't think there's any children here today. So, good. Everybody gets staying here and hear me. I don't know if it's good or not but but we're we're blessed by the children when we do have them.

It's good to see you this morning, Pedro. He got up this morning. Sometimes, he he skips Sunday morning so he comes Sunday night but you were sick. Okay. Alright.

Yes, I know that. Is everybody feeling better? Yes. Okay. Good.

Good. So, take your Bibles if you would and turn to James chapter four. James chapter four. And we'll begin reading there and we'll read from there in just a moment. We're going to begin reading from the screen here in just a second.

I've got too many books and things and stuff up here. Alright. There we go. Okay. While you're turning there, I have a thank you letter from Durinda.

I want to read this morning. It says, dear church family, thank you so much for the outpouring of your love towards me. As I said, goodbye to my sister. There were so many cards, calls, and texts. Your generosity allowed me to be here?

Okay. I think it's here. To be here when my sister needed me. Be there when my sister needed me. Okay.

Thank you love Dorinda. So, anyway, we'll continue to keep you in our prayers. Also, keep the Poole family in your prayers as well. Harry's sister Ruth had been battling a heart problem over the past weeks and she passed away earlier. Was it this week or last week?

Last Sunday that she passed away and went home to be with the Lord. So, keep the pools in your prayers as well. Seemed like we're just dealing with a lot of that all of a sudden with friends and members here. So, So, moving on to James chapter four but first, I want to read from Matthew chapter six verses 19 through 21. Says there, lay not up yourselves treasures upon earth where moth and rust doth corrupt and where thieves break through and steal but lay up for yourselves treasures in heaven where moth nor rust doth corrupt and where thieves do not break through nor steal For where your treasure is, there will your heart be also.

Jesus speaking reminds those to whom he is speaking here in Matthew chapter six, mainly his disciples. To not only lay up treasures on earth, but to use the time and talents that God had given them to lay up treasures of eternal worth and of eternal value in heaven. The treasures we own here, the physical treasures of Earth will pass away or we will pass away and move them on, leave them off to somebody else. But the things we lay up, the treasures we send ahead to heaven will be there to greet us when we get there. It's easy to get your mind focused only on the things of Earth.

There are those today that are rightfully grieving over the loss of homes and many other things due to the storm down south of us. But there are some who despite the loss of those things have a hope and a joy in their heart and are not in despair over their loss because they have something of greater value. They have Jesus and they're living for things of greater value than the things that a storm can destroy. Sadly, there are those who are grieving and in despair because all the things of their life are tied up only in things of the earth. And so, they are more devastated this morning.

They need the Lord. James chapter four verse 13. James chapter four beginning in verse 13. It says, James says, go to now, you that say, today or tomorrow, we will go into such a city and continue their year and buy and sell and get gain. Whereas, you know not what shall be on tomorrow.

For what is your life? It is even a vapor that appeareth for a little time and then vanish it away. For that you ought to say, if the Lord will, we should live and do this or that but now you rejoice in your boastings, all such rejoicing is evil. Therefore, to him that knoweth to do good and doeth it not to him, it is sin. Let's go to the Lord in prayer once more.

Dear heavenly father, thank you Lord for your word today. Thank you Lord for the encouragement to us who know you that there are things of greater value than the things of Earth and we can use our time and talents and all that you provide to lay up for ourselves not only treasures on earth but treasures in heaven that will not pass away. We thank you Lord that miss Marilyn is there today and join those in your presence. We thank you Lord that Harry's sister Ruth who know you is there as well. We pray for them, for Dorinda and the loss of Julie who also knew you.

We pray for their comfort in their loss but Lord, we also thank you that in the midst of that pain and loss that we have hope. We have hope in Jesus Christ, our savior and we have hope for something even better than what we have down here. Lord, help us to fix our eyes on Jesus and on the things of eternal value today and to make wise use of the time you've given us here in Jesus name, amen. If you've ever been near a a nuclear plant, let's see, do I have that here? There it is, let's see.

If you've ever been near a nuclear plant, they have these big stacks, big towers there. In order to cool, the process there, nuclear process, it requires a ton of water. And that water is, evaporated into water vapor, which then pours out the top of those towers. And, I've been past several of them in my lifetime, and sometimes you can just see that column of water vapor just pouring forth out of the top of those nuclear towers. But as you can see from the picture, all of that water vapor doesn't make it very far.

It's it's there, it's there in bunches, it's thick, it's visible, and then in a few seconds, all of that water vapor just what? It just vanishes into the air and it disappears and it's gone. Just that quick. All of that water vapor from those towers. James is telling us here that our life is like that water vapor.

It may be big and bright and noticeable or maybe not so much to the world. It is important to the Lord but it is brief. It is brief. In light of eternity, the time we spend here is brief. And the older we get, the more that is kind of driven home to us.

When we're young and we just think, hey, you know, life just going to go on forever and ever. But this life doesn't. Praise God if you're a Christian. You have eternal life in Jesus Christ and that will. But our life down here is like a vapor.

It's here and then it's what? And then it's gone. The question is, what? What are we going to have to show for it? What James is telling us here is you had better be careful with how you spend your time and energy here on this Earth for it is fleeting and you can't get it back.

There is only a limited of supply and when it is gone, it is gone. It is appointed on demand once to what? To die. But after this, the judgement. James is also warning us not to take it for granted.

Boasting in what we will do tomorrow when tomorrow may not come. So many people are boasting in tomorrow. They're putting their faith in tomorrow. I'll do it when? Tomorrow.

I'll accomplish this great feat tomorrow. And often times, we put it off tomorrow, tomorrow, tomorrow, tomorrow, tomorrow, tomorrow. And tomorrow never comes. The fact is, none of us sitting here today know if we have tomorrow. We don't know that.

People down lost their lives in Naples and Fort Myers that thought they had tomorrow and tomorrow did not come. Therefore, we had better do good with the time and talents and resources we have now. For if we should waste them, we may not have tomorrow to do what we should have done when? Today. That's what James is saying here.

For therefore, verse 17, him that knoweth to do good and doeth it not to him it is what? Sin. Don't put off the goods you would do for the Lord till when? Tomorrow, do it when? Today because you do not know what tomorrow will bring.

In Ephesians, Paul says, redeeming the time for the days are evil. Why? Because they're limited. They're not our friend. There is a limit to them.

So, you better use them what? You better use them wisely. Don't put off the good that you would do till tomorrow. Do it today. For him that knoweth to do good and doeth it not, to him it is what?

To him it is sin. Do not take tomorrow for granted. Look if you would in Luke chapter 12. Luke chapter 12 and we're going to look at verses 15 through 21. Luke twelve fifteen through 21.

Too many verses to put up here on the screen. So, I I still hear some pages turning so that's good. Sad how many people come to church today and don't bring a Bible anymore It should be something that we carry with us often. Luke twelve fifteen and he said unto them, take heed, beware of covetousness, for a man's life consisteth not in the abundance of the things which he possesses. And he spake a parable under them saying, the ground of a certain rich man brought forth plentifully.

In other words, a bunch. And he thought within himself saying, what shall I do because I have nowhere to bestow my fruits. His harvest was so great. His present barns and storage facilities were totally inadequate for the great harvest that he had. Boy, that's a good problem to have, isn't it?

And he said, this will I do. I will pull down my barns and build greater and there will I bestow all my fruits and my goods and I will say to my soul, soul, thou hast much goods laid up for many years. Take thine ease, eat, drink, and be merry. God said unto him, thou fool. This night, thy soul shall be required of thee.

Then, whose shall those things be which thou hast provided? So is he that layeth up treasure for himself. And is not rich towards God. Someone said, you never see a hearse pulling a U Haul and one day, somebody took a picture of a purse pulling a U Haul just to show me that they had seen a hearse pulling a U Haul But you get the drift, okay? You can't take it why?

You can't take it with you. This man had a lot of things on earth. And thought that everything was taken care of. Most important thing was not. What was this man's mistake?

He spent all of his time, money, and effort laying up treasure where? Problem number one, he laid up all his treasure in the wrong place. Now, there isn't anything wrong with laying up a little treasure here for a rainy day and for your needs. Go back to Matthew six thirty three but seek you first the kingdom of God and his righteousness and all these things shall be what? Added unto you or provided unto you.

In other words, Jesus doesn't deny that we have needs here on Earth that he is going to help us help to provide and to give us opportunity to procure and that is going to require work and wisdom and intelligence and discipline and many other things. It's okay to have some treasure here but we need to make sure all our treasure isn't here but there's much treasure where? In heaven awaiting us. We're going to spend a lot more time there than we have spent here. This man spent all of his time and money laying up treasures on Earth with no thought of what?

Eternity. Now, doesn't that? I think define in many ways much of our culture today. It people don't even think about eternity. They are so caught up in the things of Earth that the devil tries to keep them distracted so they won't think about eternity.

So, many people you asked about eternity, they can't give you an answer because they haven't thought it through. They're only thinking about the things and the treasures of Earth. Very sad because it is appointed on the man wants to die but after this, the what? The judgment, eternity comes. He's not only spent all of his time and effort on the things of Earth, he spent all his time and effort on who?

Himself. By making himself first, he became what? Last in whose book? In God's book, the only one that matters. The first, many of the first shall be last and the last shall be what?

First, Jesus said. By making himself first, by seeking to save his life for himself, he want, he lost it as Christ warns us of. Don't spend all your time on just yourself. It will be an empty life and even more an empty eternity. He spent all his time and money on treasures of earth.

He spent all his time and money on himself. He was mistaken when he thought that he had everything taken care of because the most important thing he had neglected. His soul. So, Jesus calls him a what? A fool.

For what good is all of that stuff? If you lose your own soul. All that thought of, well, I've got it all taken care of. I can sit back and just enjoy the pleasures of life with no thought and no concern. And the one thing he should have been concerned about, he wasn't and that one thing he had to deal with that very night because none of us are promised what?

Tomorrow here on earth. God warns us today as Christ did then, don't be a fool. Make sure of your soul. Make sure your soul is right with who? Jesus Christ is right with God.

That you are rich in faith and grace through Jesus Christ who died on the cross for your sins and rose again. That you have chosen him as your Lord and savior. And then lay up treasure in heaven. Do something with your life other than satisfying your own lust. Do good.

Do the works of God. Use what he has given for an eternal purpose and not just a temporal one. Don't leave everything you work for behind. When you go to be with the Lord. Have something to take with you.

Have something waiting for you in heaven. Lay up treasure there and not just on earth because one day, you'll go to meet him. And everything that you've worked for here and only for yourself. You will leave it all behind. Turn if you would to Matthew chapter 25.

Matthew 25 verses verse 14. Matthew twenty five fourteen. Verse 14, for the kingdom of heaven is as a man traveling into a far country who called his own servants and delivered unto them his goods. And unto one, he gave 5 talents and to another, two, and to another one. To every man according to his several ability and straightway took his journey.

Then, he that had received the 5 talents went and traded them with the same and made them other 5 talents. Likewise, he that had received two, he also gained other two. But he that had received one went and digged in the earth and hid his Lord's money and after a long time, the Lord of those servants cometh and reckoneth with him and so he that had received five talents came and brought unto and brought other five talents saying, Lord, thou delivered unto me five talents. Behold, I have gained beside them five talents more. His Lord said unto him, well done, thou good and faithful servant.

Thou has been faithful over few things. I will make thee ruler over many things. Enter thou into the joy of thy Lord. He also that had received two talents. Came and said, Lord, thou deliverest unto me two talents.

Behold, I have gained two other talents beside them. His Lord said unto him, well done, good and faithful servant. Thou has been faithful over a few things. I will make thee ruler over many things. Enter thou into the joy of thy Lord.

Then, he which had received the one talent came and said, Lord, I knew thee that thou art a hard man reaping where thou hast not sown, gathering where thou hast not strawed, and I was afraid and went and hid thy talent in the earth. Low, there, thou hast, that is thine. His Lord answered and said unto him, thou wicked and slothful servant. You lazy bum, basically. Thou knewest that I reap where I sowed not and gather where I have not strawed.

Thou oughtest therefore to have put my money to the exchangers and then at my coming, I should have mine own with usury. At least you could have done that. Take therefore the talent from him and give it unto him which hath 10 talents. For unto everyone that hath shall be given and he shall have abundance but on from him that hath not shall be taken away even that which he have and cast you the unprofitable servant in outer darkness, there shall be weeping and gnashing of teeth. This is a parable Jesus told.

He told it in connection with Matthew 24 concerning the end of the age and the return of the Lord and with the separation of the goats and the sheep at the end of chapter 25. In other words, the day will come when we will stand before who? We'll stand before the Lord. The Lord is coming back, okay? He is coming back and when he comes back, he will take an account of what his servants have done with what he entrusted them with, okay?

Now, What has he entrusted us with? Well, many things. He's entrusted us with life, health energy, talents, and abilities, time, resources, money, resources. He has entrusted us with blessings and family and opportunities to to witness and to minister and to learn and we could just go on and on about the many blessings that God and has entrusted us with in this life. He has blessed us with.

And one day, we will stand before the judgment seat of Christ and we will give an accounting of how we use those things. Yes, Christians. We'll stand before a judgment called the judgment seat of Christ. It's not a place of punishment. It's a place of reward.

But yet those who have nothing to show will receive nothing at this judgment. We'll have nothing to lay at Jesus what? At Jesus' feet. Like the master of the house, God has given to each of his children, servants, various talents, and abilities, varying amounts of income and time. The question is not, how much or what kind of each you have so much as what you do with what you have been given.

The two servants used what they had been given by the master to gain more for who? For him upon his return. Like them, we are not just servants, we are stewards. We've been entrusted by God with things that are not really ours. They're his creation and we've been entrusted with them for a time.

To be used in whose service? In his service. And for his glory. Water we, are we being good stewards? With those things in which we have been entrusted.

Are we being foolish stewards? Two of the servants used what they had been given to gain more for their master. They were diligent, disciplined in the use of their time and energy and they were rewarded as we will be at the judgment seat of Christ if we take what God has entrusted us with in this life and use it for what? For good. To him that knoweth to do good and doeth not to him in a sin.

To do good, to do the works of who? Of God, to bring glory to his name. That is what is good. The other took what he had been given and hid it. Kept his light so to speak under a bushel.

Did not concern himself with making more for the master and was punished for his laziness and misuse of his gift. Let's say that you had $100.00 and you didn't know what to do and you thought, you know, there is this brokerage firm out there. There's this investment firm and, if I invest my money with them, I give I give them my money. I'm they are stewards of my money. It's not their money.

It's my money, but I'm going to let them have control of that money and they're supposed to invest it here and invest it there and with this business and that business and that money will what? Supposedly, what will happen to it? It will grow. A matter of fact, not only do you entrust them with but you actually pay them to wisely invest it because they're the ones that supposed to know how to do that because you don't and so you give them your money, you entrust them to do something with it, and it's with them for ten years, and you go back to the investment firm and you say, hey, I need my money now, and they give you back the exact same amount you gave them. But you actually paid them.

So, I guess you didn't get back quite everything you gave and you're thinking, you know, if I was going to hide it under my mattress, I could have done that myself. I paid you to make it what? Grow. And you did what? Nothing.

I could've done that. That's sad. You wouldn't be happy. And if we do only those things the Bible says that our Lord commands, we are yet what? Unprofitable servants.

We only do that which is absolutely commanded and necessary. We're a servant but we're not we're not the best. What are you doing? What am I doing? What are we doing?

Are we laying up treasure in heaven? Are we taking the resources and time and energy and talents God has given us and using them to do good in this world, to do good for our savior, to bring glory to his name, to uplift others for whom he died and made and whom he loves. Are we only spending it on who? Ourselves. Will we have anything to show him on that day?

Are we laying up treasure in heaven? Are you using those things God has given to bring glory and honor and gain to him? Are we squandering the use of our time, energy, and finances upon ourselves or things which are of no eternal value? Let's look at one more passage. First John two fifteen through 17.

Turn one more time with me if you would. First John two fifteen through 17. Verse 15. Love not the world. Neither the things that are in you in the world.

If any man love the world, the love of the father is not in him. For all that is in the world, the lust of the flesh, the lust of the eyes, the pride of life is not of the father but is of the world and the world passeth away and the lust thereof but he that doeth the will of God abideth what? Forever, okay? So, what is God saying to us here? John has commands us not to love or highly value things in the world which are passing away but to choose instead to love highly value those things that are of our father in heaven.

To lay up for ourselves treasure in heaven and not just where? On earth. What is it that you highly value? What to love something means you highly value. It is important to you.

You order your life around it because it is of such great, high value. John is saying, those of you who profess faith in Jesus Christ as your savior, you need to quit ordering your life around the things of Earth in order your life around the treasures of what? Of heaven. How do we know if we're doing that? How we, how can we determine?

By taking an honest look at that which we spend our time, effort, and money on and by the way, others, they take notice as well. What things are of this world, this life, which we must let go, and what things are of eternal value which we must lay hold of. Well, he tells us here verse 16, for all that is in the world, the lust of the flesh and the lust of the eyes and the pride of life is not of the father but is of the world. Those are the things that are of the world. The things that satisfy those desires, that self gratification.

One of the things that are of of eternal value, things that demonstrate love for who? Love for God and love for others. Take just a few minutes to close this morning to contrast and apply the two in respect to our money, time, and energy. The things you spend your money, time, and energy on, are they consistently and primarily for yourself, to advance yourself, to fulfill your desires? Is that where all of your money and time go?

Or are they consistently and primarily for God and others? To advance his agenda. The gospel. Take care of our responsibilities toward him, our family, our ministry, our testimony. He divides it up into up into these three things here.

The lust of the eyes, that's the second one action. We'll go with it first. The lust of the eyes, the things that you see, and lust after because you have to have a newer, nicer, prettier, sportier, more elaborate, fancier, you fill in the blank. Because you see it and you what? Want it.

And of course, the world plays on this constantly. Advertising is all based upon this. You they wanna show you something and attract your eyes to it so that you will go out and buy the newest thing because it's so much better. Where did that start? All the way back in the what?

Garden Of Eden. Like even the garden, do we look at the apple and reach for it because we like what we see? Or like Lot in the Plain Of Jordan, do we look at the green grass and desire it all for who? Ourselves. Do we spend so much time and energy, dreams, pursuing things, polishing things, which are here today, old tomorrow, and gone the next.

Or do we instead look on the things the Lord will spiritualize of faith? Spiritualize the faith and see the love of God for others, for their salvation, for their growth. See the love of God to have all of us and so seek to know him. And to serve him better. Which set of eyes drives you?

Physical eyes driven by the lust of the eyes or spiritual eyes of faith. There's the lust of the flesh to fulfill your fleshly desires, to entertain, amuse, to make you feel good, to bring you pleasure. So many people, their whole life is wrapped up in those things and you know, that is sort of expected. It's it's wrong but it's sort of expected of the lost world because they don't know the Lord and they don't know of eternal treasure but God expects better things of who? He expects better things of us.

Who won the World Series ten years ago? Who cares? You know, where did you go on vacation ten or twenty years ago? Are you still living in the joy of your vacation twenty years ago? Probably not.

Why did you have to eat two weeks ago? If you spend all that money on, going to Ruth's Chris Steakhouse to buy a $200 steak. Never done that myself but I've been told that it exist. Did that sad? Are you still hungry today?

Are you is that steak keeping you satisfied? Jesus said to the woman at the well, whosoever drinketh of this water shall thirst again but whosoever drinketh the water that I shall give him shall never thirst but the water that I shall give him shall be in him a well of water springing up into everlasting life. Life not only meaning that you continue living but that you live it more abundantly. If you're living for and spending all your time and energy on the things that are passing away rather than eternal things, you will never be satisfied and as a Christian, you have every ability to be satisfied in Christ. So, take your eyes off of those things.

Embrace the Lord Satisfaction comes by living for Jesus. Eternity and others. Those other pleasures and things, they come and they what? And they go. And they're make you happy at the moment and some of them are okay.

Some of them are not. Some of them are okay but don't live your life for them. They won't satisfy. So much of the world, all they do is live for the weekend. They gotta make money during the week so they can go get drunk and party and have a good time on the weekend and that's all they live for.

Isn't that sad? Isn't that sad? We have so much more in Christ. Finally, pride of life. To have others look at you in all of your accomplishments, your wealth, or your beauty.

Is that what you live for? I hope not. As Christians, that certainly shouldn't be true of us. Ladies, do you spend most of your time on yourselves, your outward appearance, cosmetics, jewelry, clothes, or on your heart and your relationship with God? On your brethren or on your family.

First Peter three, three, and four, Peter says this, who's adorning, let it not be that outward adoring of the plating of the hair and of the wearing of gold or the putting on of apparel but let it be the hidden man of the heart and that which is not corruptible. Even the ornament of a meek and quiet spirit which is in the sight of God of great price. The question is not, do you have jewelry or do you have makeup? That's not the question here. The question is, what is your focus in life?

Is it the outward appearance to impress others or are you working on your heart allowing God coming to God to work on your heart? So that you can bring glory to him and be a blessing to others. On what? Men, do you spend all your time? Your car, your house, your hobby, your position, trying to climb the corporate ladder?

What does the Bible say? It says, husbands love your wives even as Christ love the church. He doesn't say love your car. Doesn't say love your job. Might need a car and you probably need a job.

But love your wife. Love your family. Love your Lord. Study to show thyself approved unto God. Bring up your children in the nurture and admonition of the Lord.

What is the pride of your life? What is the pride of your life? Your job, your house, your car, your children? Your ministry for God. Which is it?

The car or children? Job or ministry for God? Where is your treasure? Some things are eternal. Other things are passing away.

Now, why do you spend your money, talents, and time? When you stand before your father which is in heaven, will you hear? Well done, thou good and faithful servant? Or will you walk away empty because you spent all you had, you had on yourself. On the earth.

On this life. What kind of testimony do you have before others? Is God not worthy of your money, your time, and your effort? What are we teaching those who follow in our footsteps? That God only wants our Sundays, our empty praise, our 10%, or 5%, or two, that the Christian life is about what I can get here and do for me.

Is that what we're teaching others? I hope not. Is that what Christ died for? I don't think so. Christ died that we might live for him.

It is our what? Our reasonable service. Worst yet, are you like the farmer in Luke? Who spend all your thought and time on the things of Earth and has forgotten to take care of your what? Your soul.

If you're here this morning and you're not sure that your soul is taken care of, you can take care of that today and trust Jesus Christ as Lord. We'll give a hymn of invitation. I'll meet you right down here. Don't walk away. Because you don't know if tomorrow is going to come.

And if you're a Christian, if God is dealing with some area in your life, that he is revealed that is laying up treasure on earth and not taking care of treasure in heaven. Don't walk away without having to talk with him. Let's pray. Dear God, thank you Lord for this day. Thank you Lord for all that you've done for us.

Forgive us, Lord of of our failures and Lord, there are many. Lord, we thank you that our hope is not in ourselves but in our savior Jesus Christ. Thank you for your grace and your love. The opportunity you've given us to be your children and to serve you and to lay up for ourselves treasures in heaven where moss and wrath does not corrupt and thieves do not break in and steal. Lord, help us to get our eyes off the things of earth and ourselves and spend a little time honestly assessing if our heart is where it ought to be in regards to the things of eternity along with our time and talents, our resources, and our many blessings.

Lord, help us to be better stewards by choosing to put our love into those things that are lasting and not into those things which are passing away. And if there be one here that's not trusted Christ, I pray they'd come. That they might be saved today. In Jesus name, we do pray. Amen.

You take your hymn book

References: Matthew 6:19–21James 4:13–17Luke 12:15–21Matthew 6:33Matthew 25:14–30Matthew 241 John 2:15–171 Peter 3:3–4John 4:13–14Ephesians 5:16Ephesians 5:25

Topics: stewardshipeternityworldlinessprocrastinationGod's provisionself-examination